You may view the survey questions here before taking the survey on-line. Please be sure to click on the correct survey for your country:

Asia, Middle East, Bermuda, Caribbean, Continental Europe, Mexico and Latin America

UK, Ireland, Australia, South Africa and New Zealand

United States and Canada

Please note: Do not attempt to take (complete) the survey here by using this link (above). You will not be able to complete the task here. The survey can only be taken on-line. You should have received an e-mail from Hank with the link to the on-line survey site.

You may also review the Survey Glossary by clicking here.

You have until February 27, 2009 to complete this survey.

If you have any questions, please contact Hank at hankgeorge@aol.com or 01-414-423-0967. Thank you.

International registration to complete this survey is now closed. The survey is being finalized at this time. All non-North American survey registrants will receive an email with a link to the survey in the next 10 days. All American and Canadian chief underwriters will receive an email inviting them to participate as well.

Contingencies is an actuarial publication for the life and health insurance industry. Hank coauthored an article with Tia Sawhney, FSA focusing on contemporary underwriting practices of interest to all chief underwriters. With their permission, here is the PDF of this article, as published in the November/December edition of this widely-read publication.

In this November 3, 2008 article, Hank explains why recent media criticism of Rx profiling is flawed and how underwriters must make sure this information is used properly in risk appraisal.

http://www.lifeandhealthinsurancenews.com/cms/nulh/Weekly%20Issues/issue...